A walk Through Minet Insurance: What Teachers Need To Know

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While shopping for a good insurance provider, it is important to look for a provider who will give you the best in terms of services as well as premiums that will not hit hard on your pockets.

A valuable insurance policy should provide you with a good insurance cover as well as being friendly to your pockets. Minet Insurance Kenya has some amazing products and services that you need to know.

The start

Minet did not just pop up the other day. It was established almost 70 years ago as JH Minet Company.

In 1997, AON attained the UK stakeholder as part of its African expansion master plan. Since then, the company has grown, spreading its wings in Africa including Kenya and beyond.

Insurance Policies Under Minet Kenya

Insurance policies under Minet Kenya include:

Flood insurance

Funeral insurance

Facultative insurance

Risk benefit insurance and medical aid

Group schemes

One of the most amazing medical product from Minet Kenya is that that covers teachers employed by the Teachers Service Commission (TSC). Over 300,000 teachers are covered under that scheme and to have such a huge base of customers, delivery us key.

To benefit

To qualify for the cover, you must be a teacher employed by the Teachers Service Commission (TSC). You must also be active in the teaching profession.

Dependents

Your one legal spouse and up to four unmarried biological children or legally adopted children.

The cover will also be provided for your kids up to the age of 25. Moreover, there is no age limit for dependents living with disabilities.

Advantages for Inpatients

Emergency road and air evacuation within East Africa leading to admission Hospital accommodation charges.

Group G-N standard ward bed rate of NHIF rebate pay Group and P-R standard private ward bed rate net of NHIF rebate per day.

ICU/HDU theatre charges

Physician’s/Surgeon’s remuneration

Medicine, dressings and internal surgical equipment

Inpatient radiotherapy, hydrotherapy, chemotherapy, and physiotherapy

Pathology, ECG, MRI scans, x-ray, ultrasound, and computerized tomography

Post-hospitalization welfare (within 21 days after discharge from hospital)

Hospital accommodation for accompanying parent or guardian for hospitalized dependents below seven (7) years

Rehabilitation services and services such as home care, physiotherapy and occupational therapy

Inpatient ophthalmological and dental surgeries Treatment of congenital disabilities/genital disorders

Treatment of HIV/AIDS-related illnesses

Treatment of pre-existing and chronic conditions like cancer

Services for outpatients

Regular outpatient consultations

Daycare surgery for minor surgeries that do not need admission

Diagnostic laboratory and radiology services like x-rays, ultrasounds, MRI and CT Scans

Prescribed routine laboratory tests

Recommended physiotherapy Prescribed drugs and dressing HIV/Aids-related conditions and prescribed ARVs to the full limit per family per annum

Pap smear for ladies and PSA for men (for the principal member-only)

Dialysis

Regular antenatal check-ups Regular immunizations and KEPI vaccinations

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